Comments for Can Bankruptcy Stop Foreclosure

Comment on If you can’t see the future of health care, government style, by reading this article, please tell me how it would be different from the post office, social security, medicare, the VA, etc. http://finance.yahoo.com/news/Why-the-Mail-Should-Come-usnews-1454858580.html?x=0 by towwwdothello

towwwdothello — Fri, 12 Mar 2010 05:16:57 +0000

Don’t trust them, they’ll use the system to kill people who have no value to them. They’re already doing it in other agencies.

Comment on In November, my wife asked me for a divorce. I told her we could not afford it, and that we needed to wait until January when my income was going to increase. January comes and we started to work out the numbers together and it was going smoothly. I took a second job at night to make sure we could afford it. All of a sudden, she decided to take a pregnancy test, and she was 4 months pregnant. Along with that, my boss began charging us $600 more for the health insurance along with some other adjustments he made that will cause a huge rolling, continuous deficit that was going to grow by thousands of dollars every month. I found an investor who will buy me out of my contact with my current employer. This will solve the financial issues, allow me to get the divorce, and will allow me to just take the residual increase in income and live off that. In other words, she will do much better off with my offer that she ever would in court. However, the investor is very nervous about a pending divorce and wants this to go through in July. The baby is due in july. Do I proceed with the amicable separation and stick around to help with the baby for a few months, or do I forgoe the opportunity and risk bankruptcy for the both of us? I am providing 100% of what I make now and will live off of the additional… Am I insensitive for thinking this way? My plan is to be here everyday when the kids come home from school, and to have the baby on my own at least a few nights a week to give her a break by mistique1818

mistique1818 — Fri, 12 Mar 2010 04:51:55 +0000

It sounds like you are both in agreement on how to go about this.
It’s too bad that you couldn’t work through the problems bringing about the divorce the same way.
As long as the two of you agree on the plan, Stick with it.
Good Luck and Congrats on parenthood.

Comment on Kan ik om voor faillissement wanneer het onderhandelen met crediteuren in te dienen dreigen? by angel s

angel s — Fri, 12 Mar 2010 03:18:16 +0000

i doubt it because i heard the new rules are you still have pay everything back

Comment on Should full health-care benefits be a basic human right or a priviledge for only the people with good jobs? by truthistrue8

truthistrue8 — Fri, 12 Mar 2010 02:43:24 +0000

Veroorloof me nu als u afschuint het hoe u zich het zult kunnen veroorloven als de overheid het in werking stelt en geld van u moet ertoe brengen om voor het te betalen?

Comment on all these deadbeats who don’t pay bill and file bankruptcy are sore losers. Let these sore losers be punished when bankruptcy is abolished and they be sent to jail for not paying their bills. then the economy will improve, since there will be more financial discipline. I’m tired of all these losers who don’t work and sit home yet have cell phones, broadband, cars, etc etc and then say they are bankrupt by James E Lewis AKA choteau

James E Lewis AKA choteau — Fri, 12 Mar 2010 01:34:44 +0000

You Republicans introduce such a measure, PLEASE! I would love to see the backlash from those who know someone who had to file bankruptcy because of Health Insurance that dropped them or refuse to pay for treatments and surgeries needed to keep someone alive.

Comment on Thinking about marriage to someone who is not great with money? by Corrine B

Corrine B — Fri, 12 Mar 2010 01:21:40 +0000

you just got out of debt…I would not advising someone that is bad with money. Its just divorce #2 waiting to happen. Most marital couples fight about money. Thats the number reason for divorce. You are asking this question because you have doubts already about marrying him. I would get him out of debt. When you marry someone, you take on their financial burdon. A prenup is to protect what assets you have prior to the marriage, it cannot protect you from paying someone’s debt.

Comment on Mormonen glauben Sie der hohen Armutsrate in Utah haben alles, mit dem Gesetz von Tithing zu tun oder nicht? by mormon_4_jesus

mormon_4_jesus — Fri, 12 Mar 2010 00:46:55 +0000

No, because if one has no money, one doesn’t tithe. And if they are hungry, they can get help from the church.

Comment on Although you may not live in my community; what is your opinion on this? by goaheadnfireme

goaheadnfireme — Fri, 12 Mar 2010 00:40:19 +0000

Droevig. Vreselijk. Een schande.

Comment on Can someone explain how a foreclosure works? by Let me steer you

Let me steer you — Fri, 12 Mar 2010 00:16:10 +0000

Miss the first payment: Get a reminder in the mail

Miss the second payment: Get an “intent to call loan due” notice in the mail.

Miss the third payment: Get a letter declaring that now the loan is due in full or they will foreclose in the mail.

Miss the fourth payment: Get a registered letter stating that they are selling the house at public auction on such and such a date.

After that, the next thing you get in the mail will be the eviction notice telling you to get out of the house.

Some lenders will stretch it out another month or two, but most follow that schedule pretty closely. You generally have about 5 months until you’re out in the street.

As you can imagine, it ruins your credit for about 7 years. If you really think you are going to lose your home but you have a job and income coming in, then it is better to declare bankruptcy. That way you get to keep the house & keep making the house payments but you don’t have to pay your other debts unless they are back taxes and/or student loans.

Comment on If you file bankruptcy on a loan you were co borrower on can the mortgage co still show you on the loan? by golferwhoworks

golferwhoworks — Thu, 11 Mar 2010 23:19:26 +0000

ask the responsible party to refinance the note solely into their name and yes the reporting stands until this is done.